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PERA : Personal Equity & Retirement Account

PERA or Personal Equity & Retirement Account was launched by the Bangko Sentral ng Pilipinas last Dec. 16, 2016 which aims to  facilitate Filipinos to save for their retirement.

Currently, BPI and BDO are considered to be the pioneer administrator for PERA accounts. To learn more about PERA, here’s a short video from BSP:

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Open a Trading Account with No Maintaining Balance


Opening an online stock trading account is now easy. My personal choice is BDO Nomura because its zero hassle, no maintaining balance and the fastest.

Here’s the top three online trading in the Philippines and the requirements on how you can open an account:

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